/* ============================================================
   Mortgage Rio – Main Public Stylesheet
   Color System:
   Primary:    #5B21B6 (Purple)
   Secondary:  #7E22CE (Violet)
   Accent:     #D4AF37 (Gold)
   BG:         #FAFAFA
   Text:       #1F2937
   ============================================================ */

/* ── Google Fonts ────────────────────────────────────────── */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Playfair+Display:wght@600;700;800&display=swap');

/* ── CSS Variables ───────────────────────────────────────── */
:root {
  --primary:       #5B21B6;
  --primary-dark:  #4C1D95;
  --primary-light: #7C3AED;
  --primary-rgb:   91, 33, 182;
  --secondary:     #7E22CE;
  --secondary-rgb: 126, 34, 206;
  --accent:        #D4AF37;
  --accent-light:  #F0D060;
  --bg:            #FAFAFA;
  --bg-alt:        #F3F4F6;
  --surface:       #FFFFFF;
  --text:          #1F2937;
  --text-muted:    #6B7280;
  --text-light:    #9CA3AF;
  --border:        #E5E7EB;
  --border-light:  #F3F4F6;
  --success:       #059669;
  --danger:        #DC2626;
  --warning:       #D97706;
  --info:          #2563EB;
  --shadow-sm:     0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.05);
  --shadow:        0 4px 16px rgba(0,0,0,.1);
  --shadow-lg:     0 10px 40px rgba(0,0,0,.12);
  --shadow-xl:     0 20px 60px rgba(0,0,0,.15);
  --radius-sm:     6px;
  --radius:        12px;
  --radius-lg:     20px;
  --radius-xl:     32px;
  --transition:    all .3s cubic-bezier(.4,0,.2,1);
  --font-sans:     'Inter', system-ui, sans-serif;
  --font-display:  'Playfair Display', Georgia, serif;
  --nav-height:    76px;
}

/* ── Reset ───────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-sans);
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; transition: var(--transition); }
ul { list-style: none; }
button { cursor: pointer; border: none; outline: none; }

/* ── Typography ──────────────────────────────────────────── */
h1, h2, h3, h4, h5, h6 { font-weight: 700; line-height: 1.25; color: var(--text); }
h1 { font-size: clamp(2rem, 5vw, 3.5rem); font-family: var(--font-display); }
h2 { font-size: clamp(1.5rem, 3.5vw, 2.5rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.75rem); }
h4 { font-size: 1.25rem; }
p  { color: var(--text-muted); line-height: 1.75; }

/* ── Container ───────────────────────────────────────────── */
.container { width: 100%; max-width: 1280px; margin: 0 auto; padding: 0 24px; }
.container-sm { max-width: 960px; margin: 0 auto; padding: 0 24px; }

/* ── Section ─────────────────────────────────────────────── */
.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.section-header { text-align: center; margin-bottom: 64px; }
.section-header .badge {
  display: inline-block;
  padding: 6px 20px;
  background: rgba(var(--primary-rgb), .1);
  color: var(--primary);
  border-radius: 50px;
  font-size: .85rem;
  font-weight: 600;
  letter-spacing: .05em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.section-header h2 { margin-bottom: 16px; }
.section-header p { max-width: 560px; margin: 0 auto; }
.divider {
  width: 60px; height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--accent));
  border-radius: 4px;
  margin: 16px auto 0;
}

/* ── Buttons ─────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 32px;
  border-radius: 50px;
  font-size: .95rem;
  font-weight: 600;
  transition: var(--transition);
  white-space: nowrap;
  cursor: pointer;
}
.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  box-shadow: 0 4px 20px rgba(var(--primary-rgb), .35);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(var(--primary-rgb), .45);
}
.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: #fff;
  transform: translateY(-2px);
}
.btn-accent {
  background: linear-gradient(135deg, var(--accent), #E8C547);
  color: var(--text);
  box-shadow: 0 4px 20px rgba(212,175,55,.35);
}
.btn-accent:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(212,175,55,.5);
}
.btn-white {
  background: #fff;
  color: var(--primary);
  box-shadow: var(--shadow);
}
.btn-white:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}
.btn-sm { padding: 9px 22px; font-size: .85rem; }
.btn-lg { padding: 17px 44px; font-size: 1.05rem; }

/* ── Navbar ──────────────────────────────────────────────── */
#navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  height: var(--nav-height);
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(229,231,235,.6);
  transition: var(--transition);
}
#navbar.scrolled {
  box-shadow: 0 4px 30px rgba(0,0,0,.1);
  background: rgba(255,255,255,.98);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 800;
  font-size: 1.3rem;
  color: var(--primary);
}
.nav-logo img { height: 67px; width: auto; object-fit: contain; }
.nav-logo .logo-text span { color: var(--accent); }
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-links a {
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  font-size: .92rem;
  font-weight: 500;
  color: var(--text);
  transition: var(--transition);
}
.nav-links a:hover, .nav-links a.active {
  background: rgba(var(--primary-rgb), .08);
  color: var(--primary);
}
.nav-dropdown { position: relative; }
.nav-dropdown .dropdown-menu {
  position: absolute;
  top: calc(100% + 12px);
  left: 0;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  min-width: 220px;
  padding: 8px;
  box-shadow: var(--shadow-lg);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: var(--transition);
}
.nav-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.dropdown-menu a {
  display: block;
  padding: 10px 16px;
  border-radius: var(--radius-sm);
  font-size: .9rem;
  color: var(--text);
}
.dropdown-menu a:hover { background: rgba(var(--primary-rgb), .06); color: var(--primary); }
.nav-actions { display: flex; align-items: center; gap: 12px; }
.nav-actions .partner-btn {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  padding: 9px 22px;
  border-radius: 50px;
  font-size: .88rem;
  font-weight: 600;
  box-shadow: 0 4px 15px rgba(var(--primary-rgb), .3);
  white-space: nowrap;
}
.nav-actions .partner-btn:hover { transform: translateY(-1px); box-shadow: 0 6px 20px rgba(var(--primary-rgb), .4); }
.nav-actions .btn-outline { white-space: nowrap; }
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 8px; z-index: 1001; flex-shrink: 0; }
.hamburger span { display: block; width: 26px; height: 2px; background: var(--text); border-radius: 2px; transition: var(--transition); }
.hamburger.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.hamburger.active span:nth-child(2) { opacity: 0; }
.hamburger.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* Mobile menu */
#mobile-menu {
  display: none;
  position: fixed;
  top: var(--nav-height);
  left: 0; right: 0; bottom: 0;
  background: var(--surface);
  z-index: 999;
  padding: 24px;
  overflow-y: auto;
  transform: translateX(100%);
  transition: transform .35s cubic-bezier(.4,0,.2,1);
}
#mobile-menu.open { transform: translateX(0); display: block; }
.mobile-menu-links a {
  display: block;
  padding: 14px 0;
  border-bottom: 1px solid var(--border);
  font-size: 1rem;
  font-weight: 500;
  color: var(--text);
}
.mobile-menu-links a:hover { color: var(--primary); }
.mobile-menu-links .sub-links { padding-left: 20px; }
.mobile-menu-links .sub-links a { font-size: .92rem; color: var(--text-muted); border-bottom: none; padding: 9px 0; }

/* ── Hero Slider ──────────────────────────────────────────── */
#hero-slider {
  position: relative;
  height: 100vh;
  min-height: 600px;
  max-height: 900px;
  overflow: hidden;
  margin-top: var(--nav-height);
}
.slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity .8s ease;
}
.slide.active { opacity: 1; }
.slide-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transform: scale(1.05);
  transition: transform 8s ease;
}
.slide.active .slide-bg { transform: scale(1); }
.slide-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(var(--primary-rgb), .85) 0%, rgba(30,10,60,.7) 100%);
}
.slide-content {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  justify-content: center;
  height: 100%;
  padding: 0 48px;
  max-width: 760px;
}
.slide-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 18px;
  background: rgba(212,175,55,.2);
  border: 1px solid rgba(212,175,55,.5);
  border-radius: 50px;
  color: var(--accent);
  font-size: .82rem;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: 20px;
  opacity: 0;
  transform: translateY(20px);
  transition: all .6s .2s;
}
.slide.active .slide-badge { opacity: 1; transform: translateY(0); }
.slide-content h1 {
  color: #fff;
  font-size: clamp(2.2rem, 5vw, 4rem);
  line-height: 1.15;
  margin-bottom: 20px;
  opacity: 0;
  transform: translateY(30px);
  transition: all .6s .35s;
}
.slide.active .slide-content h1 { opacity: 1; transform: translateY(0); }
.slide-content p {
  color: rgba(255,255,255,.85);
  font-size: 1.1rem;
  max-width: 520px;
  margin-bottom: 36px;
  opacity: 0;
  transform: translateY(20px);
  transition: all .6s .5s;
}
.slide.active .slide-content p { opacity: 1; transform: translateY(0); }
.slide-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  opacity: 0;
  transform: translateY(20px);
  transition: all .6s .65s;
}
.slide.active .slide-actions { opacity: 1; transform: translateY(0); }
.slider-nav {
  position: absolute;
  bottom: 36px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  gap: 10px;
  z-index: 10;
}
.slider-dot {
  width: 10px; height: 10px;
  border-radius: 50%;
  background: rgba(255,255,255,.4);
  cursor: pointer;
  transition: var(--transition);
}
.slider-dot.active { background: var(--accent); width: 32px; border-radius: 5px; }
.slider-arrows {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  width: 100%;
  display: flex;
  justify-content: space-between;
  padding: 0 24px;
  z-index: 10;
}
.slider-arrow {
  width: 52px; height: 52px;
  background: rgba(255,255,255,.15);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,.25);
  border-radius: 50%;
  color: #fff;
  font-size: 1.2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: var(--transition);
}
.slider-arrow:hover { background: var(--primary); border-color: var(--primary); }

/* ── Stats Bar ────────────────────────────────────────────── */
.stats-bar {
  background: var(--surface);
  box-shadow: var(--shadow-lg);
  border-radius: var(--radius-lg);
  margin: -48px 24px 0;
  position: relative;
  z-index: 10;
  padding: 32px 48px;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
.stat-item {
  text-align: center;
  padding: 16px;
  border-right: 1px solid var(--border);
}
.stat-item:last-child { border-right: none; }
.stat-number {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--primary);
  font-family: var(--font-display);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-number span { color: var(--accent); }
.stat-label { font-size: .85rem; color: var(--text-muted); font-weight: 500; }

/* ── About Section ───────────────────────────────────────── */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.about-image-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.about-image-wrap img { width: 100%; height: 480px; object-fit: cover; }
.about-badge {
  position: absolute;
  bottom: 32px;
  right: -20px;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  padding: 20px 28px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-xl);
  text-align: center;
}
.about-badge .num { font-size: 2.5rem; font-weight: 800; line-height: 1; }
.about-badge .lbl { font-size: .8rem; font-weight: 500; opacity: .85; }
.about-content { padding: 20px 0; }
.about-content .badge { /* re-use section header badge */ }
.about-features { margin: 28px 0; display: flex; flex-direction: column; gap: 16px; }
.about-feature {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.about-feature-icon {
  width: 48px; height: 48px; min-width: 48px;
  background: rgba(var(--primary-rgb), .1);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1.2rem;
}
.about-feature h5 { font-size: .95rem; margin-bottom: 4px; }
.about-feature p { font-size: .87rem; }

/* ── Loan Tabs ────────────────────────────────────────────── */
.loan-tabs-section { background: var(--bg-alt); }
.tab-nav {
  display: flex;
  gap: 8px;
  justify-content: center;
  margin-bottom: 48px;
  flex-wrap: wrap;
}
.tab-btn {
  padding: 12px 28px;
  border: 2px solid var(--border);
  background: var(--surface);
  border-radius: 50px;
  font-size: .9rem;
  font-weight: 600;
  color: var(--text-muted);
  cursor: pointer;
  transition: var(--transition);
}
.tab-btn.active, .tab-btn:hover {
  border-color: var(--primary);
  background: var(--primary);
  color: #fff;
}
.tab-content { display: none; }
.tab-content.active { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.tab-info h3 { margin-bottom: 16px; }
.tab-info p { margin-bottom: 24px; }
.tab-list { margin-bottom: 28px; display: flex; flex-direction: column; gap: 10px; }
.tab-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .92rem;
  color: var(--text);
}
.tab-list li::before {
  content: '';
  width: 8px; height: 8px;
  background: var(--accent);
  border-radius: 50%;
  flex-shrink: 0;
}
.tab-image img {
  width: 100%;
  height: 380px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
}

/* ── Services Cards ──────────────────────────────────────── */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.service-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--accent));
  transform: scaleX(0);
  transition: var(--transition);
}
.service-card:hover::before { transform: scaleX(1); }
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: transparent;
}
.service-icon {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, rgba(var(--primary-rgb), .1), rgba(var(--secondary-rgb), .08));
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  color: var(--primary);
  margin-bottom: 20px;
  transition: var(--transition);
}
.service-card:hover .service-icon {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  transform: scale(1.1);
}
.service-card h4 { margin-bottom: 10px; }
.service-card p { font-size: .9rem; margin-bottom: 20px; }
.service-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--primary);
  font-size: .88rem;
  font-weight: 600;
}
.service-link:hover { gap: 10px; }

/* ── Process Steps ───────────────────────────────────────── */
.process-section { background: linear-gradient(135deg, var(--primary-dark), var(--secondary)); }
.process-section .section-header h2,
.process-section .section-header p { color: rgba(255,255,255,.9); }
.process-section .badge { background: rgba(255,255,255,.15); color: #fff; }
.process-section .divider { background: linear-gradient(90deg, var(--accent), #fff); }
.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}
.process-steps::before {
  content: '';
  position: absolute;
  top: 44px;
  left: calc(12.5% + 24px);
  right: calc(12.5% + 24px);
  height: 2px;
  background: rgba(255,255,255,.2);
  border-top: 2px dashed rgba(255,255,255,.3);
}
.process-step {
  text-align: center;
  position: relative;
}
.step-num {
  width: 88px; height: 88px;
  background: rgba(255,255,255,.15);
  border: 2px solid rgba(255,255,255,.3);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--accent);
  margin: 0 auto 20px;
  backdrop-filter: blur(10px);
  transition: var(--transition);
}
.process-step:hover .step-num {
  background: var(--accent);
  border-color: var(--accent);
  color: var(--text);
  transform: scale(1.1);
}
.process-step h5 { color: #fff; margin-bottom: 8px; }
.process-step p { color: rgba(255,255,255,.7); font-size: .87rem; }

/* ── Testimonials ────────────────────────────────────────── */
.testimonials-section { background: var(--bg-alt); }
.testimonials-slider { position: relative; overflow: hidden; }
.testimonials-track { display: flex; transition: transform .5s ease; }
.testimonial-card {
  min-width: calc(33.33% - 16px);
  margin: 0 8px;
  background: var(--surface);
  border-radius: var(--radius-lg);
  padding: 36px;
  box-shadow: var(--shadow);
  border: 1px solid var(--border);
}
.testimonial-stars { color: var(--accent); margin-bottom: 16px; font-size: 1.1rem; }
.testimonial-text { font-size: .95rem; line-height: 1.8; margin-bottom: 24px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 14px; }
.testimonial-avatar {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  font-weight: 700;
  color: #fff;
  flex-shrink: 0;
}
.testimonial-name { font-weight: 700; font-size: .95rem; }
.testimonial-role { font-size: .8rem; color: var(--text-muted); }
.testimonials-controls {
  display: flex;
  justify-content: center;
  gap: 12px;
  margin-top: 40px;
}
.t-btn {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--surface);
  border: 1px solid var(--border);
  color: var(--text);
  font-size: 1.1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}
.t-btn:hover { background: var(--primary); border-color: var(--primary); color: #fff; }

/* ── CTA Banner ──────────────────────────────────────────── */
.cta-banner {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--secondary) 100%);
  border-radius: var(--radius-xl);
  padding: 72px 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  top: -80px; right: -80px;
  width: 300px; height: 300px;
  background: rgba(255,255,255,.05);
  border-radius: 50%;
}
.cta-banner::after {
  content: '';
  position: absolute;
  bottom: -120px; left: -60px;
  width: 400px; height: 400px;
  background: rgba(212,175,55,.08);
  border-radius: 50%;
}
.cta-text h2 { color: #fff; font-size: 2.2rem; margin-bottom: 12px; }
.cta-text p { color: rgba(255,255,255,.8); font-size: 1.05rem; }
.cta-actions { display: flex; gap: 16px; flex-shrink: 0; }

/* ── EMI Calculator ──────────────────────────────────────── */
.emi-section { background: var(--bg-alt); }
.emi-card {
  background: var(--surface);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  display: grid;
  grid-template-columns: 1fr 1fr;
}
.emi-inputs { padding: 52px; }
.emi-result {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  padding: 52px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  color: #fff;
}
.emi-field { margin-bottom: 28px; }
.emi-field label { display: block; font-weight: 600; font-size: .88rem; margin-bottom: 10px; color: var(--text); }
.emi-field .range-wrap { position: relative; }
.emi-field input[type=range] {
  width: 100%;
  -webkit-appearance: none;
  height: 6px;
  border-radius: 3px;
  background: var(--border);
  outline: none;
}
.emi-field input[type=range]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(var(--primary-rgb), .4);
}
.emi-val {
  display: flex;
  justify-content: space-between;
  font-size: .82rem;
  color: var(--text-muted);
  margin-top: 6px;
}
.emi-val strong { color: var(--primary); font-size: .95rem; }
.emi-result-label { font-size: .85rem; opacity: .8; margin-bottom: 6px; }
.emi-result-value { font-size: 2.8rem; font-weight: 800; line-height: 1; margin-bottom: 4px; color: var(--accent); }
.emi-breakdown { margin-top: 32px; display: flex; flex-direction: column; gap: 14px; }
.emi-row { display: flex; justify-content: space-between; font-size: .9rem; }
.emi-row span:first-child { opacity: .8; }
.emi-row span:last-child { font-weight: 700; }
.emi-divider { border: none; border-top: 1px solid rgba(255,255,255,.2); margin: 4px 0; }

/* ── Floating Buttons ────────────────────────────────────── */
.floating-btns {
  position: fixed;
  right: 24px;
  bottom: 90px;
  z-index: 900;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.float-btn {
  width: 54px; height: 54px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: #fff;
  box-shadow: var(--shadow-lg);
  transition: var(--transition);
  text-decoration: none;
}
.float-btn:hover { transform: scale(1.12); }
.float-wa { background: #25D366; }
.float-call { background: var(--primary); }
.float-btn span {
  position: absolute;
  right: 64px;
  background: var(--text);
  color: #fff;
  padding: 6px 14px;
  border-radius: var(--radius-sm);
  font-size: .8rem;
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transition: var(--transition);
}
.float-btn:hover span { opacity: 1; }

/* ── Enquiry Popup ───────────────────────────────────────── */
#enquiry-popup-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,.55);
  backdrop-filter: blur(4px);
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
}
#enquiry-popup-overlay.open { opacity: 1; visibility: visible; }
.popup-card {
  background: var(--surface);
  border-radius: var(--radius-xl);
  width: 100%;
  max-width: 520px;
  overflow: hidden;
  transform: scale(.9) translateY(20px);
  transition: var(--transition);
  box-shadow: var(--shadow-xl);
}
#enquiry-popup-overlay.open .popup-card { transform: scale(1) translateY(0); }
.popup-header {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  padding: 28px 32px;
  color: #fff;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
}
.popup-header h3 { font-size: 1.4rem; color: #fff; margin-bottom: 4px; }
.popup-header p { font-size: .88rem; opacity: .85; }
.popup-close {
  width: 36px; height: 36px;
  background: rgba(255,255,255,.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  font-size: 1.1rem;
  flex-shrink: 0;
  transition: var(--transition);
}
.popup-close:hover { background: rgba(255,255,255,.3); }
.popup-body { padding: 32px; }

/* ── Forms (Public) ──────────────────────────────────────── */
.form-group { margin-bottom: 18px; }
.form-group label { display: block; font-size: .85rem; font-weight: 600; margin-bottom: 7px; color: var(--text); }
.form-control {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-size: .92rem;
  color: var(--text);
  background: var(--bg);
  transition: var(--transition);
  outline: none;
}
.form-control:focus { border-color: var(--primary); box-shadow: 0 0 0 3px rgba(var(--primary-rgb), .1); background: #fff; }
.form-control::placeholder { color: var(--text-light); }
select.form-control { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%236B7280' d='M6 8L1 3h10z'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

/* ── Google Map ──────────────────────────────────────────── */
.map-section { background: var(--bg-alt); }
.map-wrap {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  height: 440px;
}
.map-wrap iframe { width: 100%; height: 100%; border: none; }
@media (max-width: 768px) { .map-wrap { height: 260px; } }

/* ── Footer ──────────────────────────────────────────────── */
#footer {
  background: #0F0A1E;
  color: rgba(255,255,255,.75);
  padding: 80px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 48px;
  margin-bottom: 60px;
}
.footer-brand { }
.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 20px;
  color: #fff;
  font-size: 1.2rem;
  font-weight: 800;
}
.footer-logo img { height: 36px; }
.footer-desc { font-size: .88rem; line-height: 1.8; margin-bottom: 24px; }
.footer-socials { display: flex; gap: 12px; }
.footer-social {
  width: 38px; height: 38px;
  background: rgba(255,255,255,.08);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .95rem;
  color: rgba(255,255,255,.7);
  transition: var(--transition);
}
.footer-social:hover { background: var(--primary); color: #fff; transform: translateY(-2px); }
.footer-col h5 { color: #fff; font-size: .95rem; margin-bottom: 20px; padding-bottom: 12px; border-bottom: 1px solid rgba(255,255,255,.1); }
.footer-links li { margin-bottom: 11px; }
.footer-links a { font-size: .87rem; color: rgba(255,255,255,.6); transition: var(--transition); display: flex; align-items: center; gap: 8px; }
.footer-links a:hover { color: var(--accent); transform: translateX(4px); }
.footer-contact li { display: flex; gap: 12px; margin-bottom: 16px; font-size: .87rem; }
.footer-contact .icon { color: var(--accent); flex-shrink: 0; margin-top: 2px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.08);
  padding: 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  font-size: .82rem;
}
.footer-bottom a { color: var(--accent); }
.footer-bottom a:hover { text-decoration: underline; }

/* ── Toaster ─────────────────────────────────────────────── */
#toaster-container {
  position: fixed;
  top: 100px;
  right: 24px;
  z-index: 9999;
  display: flex;
  flex-direction: column;
  gap: 10px;
  max-width: 360px;
}
.toast {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 16px 20px;
  background: var(--surface);
  border-radius: var(--radius);
  box-shadow: var(--shadow-xl);
  border-left: 4px solid var(--primary);
  animation: toastIn .35s cubic-bezier(.4,0,.2,1) forwards;
  position: relative;
  overflow: hidden;
}
.toast.success { border-color: var(--success); }
.toast.error   { border-color: var(--danger); }
.toast.warning { border-color: var(--warning); }
.toast-icon { font-size: 1.15rem; flex-shrink: 0; margin-top: 1px; }
.toast.success .toast-icon { color: var(--success); }
.toast.error   .toast-icon { color: var(--danger); }
.toast.warning .toast-icon { color: var(--warning); }
.toast.info    .toast-icon { color: var(--info); }
.toast-body { flex: 1; }
.toast-title { font-weight: 700; font-size: .9rem; margin-bottom: 2px; }
.toast-msg   { font-size: .83rem; color: var(--text-muted); }
.toast-close { font-size: 1.1rem; color: var(--text-light); cursor: pointer; padding: 0 4px; transition: var(--transition); }
.toast-close:hover { color: var(--danger); }
.toast-progress {
  position: absolute;
  bottom: 0; left: 0;
  height: 3px;
  background: var(--primary);
  animation: toastProgress 4s linear forwards;
}
.toast.success .toast-progress { background: var(--success); }
.toast.error   .toast-progress { background: var(--danger); }
.toast.warning .toast-progress { background: var(--warning); }
.toast.removing { animation: toastOut .3s forwards; }
@keyframes toastIn    { from { opacity:0; transform: translateX(100%); } to { opacity:1; transform: translateX(0); } }
@keyframes toastOut   { from { opacity:1; transform: translateX(0); }    to { opacity:0; transform: translateX(100%); } }
@keyframes toastProgress { from { width: 100%; } to { width: 0%; } }

/* ── Visitor Badge ───────────────────────────────────────── */
.visitor-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  background: rgba(var(--primary-rgb), .08);
  border: 1px solid rgba(var(--primary-rgb), .15);
  border-radius: 50px;
  font-size: .78rem;
  color: var(--primary);
  font-weight: 600;
}

/* ── Page Hero (Inner pages) ─────────────────────────────── */
.page-hero {
  background: linear-gradient(135deg, var(--primary-dark), var(--secondary));
  padding: 100px 0 72px;
  margin-top: var(--nav-height);
  text-align: center;
}
.page-hero h1 { color: #fff; font-size: 2.8rem; margin-bottom: 16px; }
.page-hero p { color: rgba(255,255,255,.8); font-size: 1.1rem; max-width: 560px; margin: 0 auto 20px; }
.breadcrumb {
  display: flex;
  justify-content: center;
  gap: 8px;
  font-size: .88rem;
  color: rgba(255,255,255,.65);
}
.breadcrumb a { color: var(--accent); }
.breadcrumb span { color: rgba(255,255,255,.4); }

/* ── Animations ──────────────────────────────────────────── */
.animate-on-scroll {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity .6s ease, transform .6s ease;
}
.animate-on-scroll.animated { opacity: 1; transform: translateY(0); }
.delay-1 { transition-delay: .1s !important; }
.delay-2 { transition-delay: .2s !important; }
.delay-3 { transition-delay: .3s !important; }
.delay-4 { transition-delay: .4s !important; }

/* ── Responsive ──────────────────────────────────────────── */
@media (max-width: 1200px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
}

@media (max-width: 992px) {
  .nav-links, .nav-actions .partner-btn, .nav-actions .btn-outline { display: none; }
  .hamburger { display: flex; }
  .nav-actions { gap: 8px; }
  #mobile-menu { display: block; }
  .about-grid { grid-template-columns: 1fr; gap: 40px; }
  .about-image-wrap img { height: 320px; }
  .about-badge { right: 20px; }
  .tab-content.active { grid-template-columns: 1fr; }
  .tab-image { display: none; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
  .stat-item:nth-child(2) { border-right: none; }
  .process-steps { grid-template-columns: repeat(2, 1fr); }
  .process-steps::before { display: none; }
  .cta-banner { flex-direction: column; text-align: center; padding: 48px 32px; }
  .emi-card { grid-template-columns: 1fr; }
  .testimonial-card { min-width: calc(50% - 16px); }
  .slide-content h1 { font-size: 2.5rem; }
  .slider-arrows { display: none; }
  .page-hero { padding: 80px 0 50px; }
}

@media (max-width: 768px) {
  .section { padding: 48px 0; }
  .stats-bar { margin: 24px 16px 0; padding: 24px; position: static; box-shadow: none; border: 1px solid var(--border); }
  .services-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .testimonial-card { min-width: calc(100% - 16px); }
  .process-steps { grid-template-columns: 1fr; }
  .cta-banner { border-radius: var(--radius-lg); }
  .stats-grid { grid-template-columns: 1fr 1fr; gap: 0; }
  .stat-item { border-right: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 12px; }
  .stat-item:nth-child(2n) { border-right: none; }
  .stat-item:nth-last-child(-n+2) { border-bottom: none; }
  .slide-content { padding: 0 16px; text-align: center; }
  .slide-actions { justify-content: center; }
  .form-row { grid-template-columns: 1fr; }
  .hero-slider { min-height: 480px; height: 80vh; }
}

@media (max-width: 480px) {
  .btn { padding: 11px 22px; font-size: .88rem; }
  .btn-lg { padding: 13px 28px; font-size: .95rem; }
  .cta-actions { flex-direction: column; width: 100%; }
  .cta-actions .btn { justify-content: center; width: 100%; }
  .stats-grid { grid-template-columns: 1fr; }
  .stat-item { border-right: none !important; border-bottom: 1px solid var(--border) !important; }
  .stat-item:last-child { border-bottom: none !important; }
  .slide-content h1 { font-size: 2rem; }
  /* Smaller floating buttons on tiny screens */
  .floating-btns { right: 12px; bottom: 70px; gap: 8px; }
  .float-btn { width: 46px; height: 46px; font-size: 1.2rem; }
  /* Popup fully scrollable on tiny phones */
  #enquiry-popup-overlay { padding: 10px; align-items: flex-start; overflow-y: auto; }
  .popup-card { max-height: 95vh; overflow-y: auto; }
  .popup-body { padding: 16px; }
  .popup-header { padding: 18px 20px; }
}

/* ── Find Us / Map section (homepage) ── */
.find-us-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}
@media (max-width: 768px) {
  .find-us-grid { grid-template-columns: 1fr; gap: 24px; }
}