Loan Against Property

Unlock the value of your property for personal or business needs at the most competitive interest rates.

LAP

Let Your Property Work for You

A Loan Against Property (LAP) allows you to borrow money against the value of your property. Mortgage Rio offers competitive rates and flexible repayment for both residential and commercial properties.

Loan Amount

Up to ₹5 Crore

Interest Rate

9.50% p.a.

Tenure

Up to 20 Years

Property Type

Residential & Commercial

Eligible Properties

Residential Property (House, Flat, Apartment)
Commercial Property (Office, Shop)
Industrial Property
Plot of Land (in urban areas)

Eligibility Criteria

Age: 25 to 65 Years
Minimum Monthly Income: ₹25,000
Clear Property Title & Legal Documents
CIBIL Score: 700+
Steady Income from Job or Business

Documents Required

PAN Card & Aadhaar Card
Property Documents (Title Deed, NOC)
Income Proof (Salary Slips / ITR)
Last 6 Months Bank Statements
Property Valuation Report

Apply for LAP

Loan Against Property

Let Your Property Work for You

Eligible Properties

Eligibility Criteria

Documents Required

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